Don’t be intimidated by the car financing process. The experts at Humberview Chevrolet Buick GMC (part of the Humberview Group in Toronto) will do the work for you to ensure you get the lowest possible rate on your car loans or leasing in Toronto.
We will work with local and national lenders to provide you with auto loan options, from low rates on vehicle leasing to short-term financing. Come to us for your car loan or lease in Etobicoke and you won’t have to go from bank to bank looking for the best rate. We’ll do the work for you!
Humberview Chevrolet Buick GMC serves customers from across the Greater Toronto Area (GTA), including Mississauga. Fill out our online credit application and one of our auto financing professionals will contact you shortly to help you get in your next new or pre-owned vehicle.
Get Started With Pre-Approved Credit
Fill out our online credit application today, and you can get pre-approved credit before you even start choosing the right vehicle for your needs. We offer a range of solutions for customers searching for car financing with bad credit, including a comprehensive credit rebuilding program to help you get back on the road.
Have bad credit? We can help you. Read below for some tips on rebuilding your credit score, or meet with one of our car financing professionals to learn ways that you can rebuild credit while driving a new car.
Credit Rebuilding Tips
1. Manage Your Budget
The first step is finding a car that you can afford. Generally, you should be looking for something with monthly payments that won’t exceed 15% of how much you make every month. You want to have enough money left after car payments to pay for essentials, as well as have a buffer for emergency expenses.
2.Increase Your Down Payment
While it may feel nice having extra money in the bank, if you put more money down on your car loan you will pay less for that vehicle in the long run. By reducing your interest payment, you’ll be saving more money, although you should still be sure that you don’t put down more than you can afford. A larger down payment will also increase your chances of getting financing approval.
3.Trade in Your Car
Your old car isn’t doing any good just sitting there. While you can try to sell it on your own, it’s often a faster and more convenient option to trade it in at a dealership. Also, when you trade in your car, you’ll be paying less in tax than if you sold it yourself. Use it to offset the cost of your new car and reduce your monthly payments.
4.Estimate Your Payments
Once you find a vehicle you’re interested in, you can use our online payment estimator tool to see how much you can afford.